النجاة أم الغرق Posted 2006-12-08

Our hearts no longer stands the lies and conspiracy...I am concerned that this match is connected to Anajat company and is part of a swindling operation under the auspices of a new minister: Allal El Fassi...May God protect us!

ياسين Posted 2007-01-16

Could you post Muqawalati address and their phone number and thank you for the topic!

hicham Posted 2007-02-15

I went so far to two moukawalati offices; one tells me to bring some capital!!!! I have been unemployed since 2001 and can not even pay for the bus ticket to go to their office. The chamber of commerce even refuses to talk to me: it only receives the big bosses who have important sums and can pay for a ticket. Once again, a security valve from the government to meet youth depression. But this tie, we know about the government's gossip

مبروك Posted 2007-04-09

The caravan goes and...stop lying again

mowatin rayour Posted 2007-04-21

I would like to know if the government has studied the plan enough. Or is it a lie to the holder of diplomas whose number is increasing annually? Or it is a bone to a panting dog?

عبد الصمد Posted 2007-06-10

I’m a victim of Muqawalati farce in the city of Arfoud. even if I belong to a modest family, I have born for two months the travel fees from the city where I live and Errachidia where the only of office of Muqawalati in the region is located. This exceeded 2000 dirhams. and as a result of hard work and enthusiasm, my file was selected with excellence by the regional committee in a very intense competition. Then came the second phase of preparing the file with the assistance of experts, namely the project study. After the field study and realization of the study, the file was submitted to the bank with promises of approval. But after a long waiting, which exceeded three months of hope, I was shocked with the refusal of this bank without indicating even one single reason for this refusal. Therefore, Muqawalati program is a farce and history will show that. By the way I’m a university graduate and unemployed for five years. I’m married and father of a child. We sincerely hope from those responsible to put their trust in the young people of the nation and leave everything that sows hatred and frustration among young people. as we young people want to contribute to the human development initiated by the king may God assist him, with the hope that this article will be published on this media platform.

عبد النور Posted 2007-06-20

Thanks to this media forum, that writes about everything concerning unemployed young people, namely young people hoping for a better future inside an oppressive society full of social and economic contradictions, with a government failing to assuage the intensity of unemployment and despair. In fact, the Muqawalati programme is considered an electoral campaign promoting the interests of the government and the majority in both councils like the farce of Najat, which... But no way, the Moroccan people has recognized and unveiled the political farces as we say in our Moroccan dialect, and the coming elections will show that namely for the participation of young people who have become desperate and lost its trust in all political parties which are showing their other face today namely in the disadvantaged regions of Morocco while they were totally absent from these regions. What's this? The Muqawalati program is an anticipated electoral campaign + a lie of 2006/2007. We hope that you'll publish this article in this great media forum and I bear full responsibility as I'm one of the victims of Muqawalati from the province of Errachidia, one of the unemployed young graduates from 2003.....

الامل الضائع Posted 2007-09-21

Everything was uncovered, about the turnout among young people who are desperate and lost their confidence in all the political parties, which showed the opposite face in the miserable elections which are useless since the scenario of the previous governments will repeat itself with the same lies and false discourses. Here we wonder about the future of the issue of young graduates who submitted their projects to banks but were rejected without any prior notification within the context of the failing program of Moukawalati. With the new government of El Fassi, what is this? Will the program of Moukawalati remain in our imagination while the youth of the nations are facing the danger of a sinking ship and the lie of 2006/2007? We hope that this article will be published on this great media platform and on the pages of Magharebia newspaper for the unemployed young graduates since 2003…

ارفود Posted 2007-12-02

There's no way to lose time and waste away years from the young people of this nation who are subdued. We hope that will prove to be true and the Moukawalati program takes a new start without creating excuses or obstacles namely in the face of the poor and marginalized class. Or to compensate the young people of the nation who have projects for the time they spent in Moukawalati programme, because the era of Jettou is the major winner of the Moukawalati programme and as he said, it has ended.

sanaa Posted 2007-12-13

I want to know what kind of projects you want.

ارفود Posted 2008-02-15

We thank this media platform which features everything related to the concerns of unemployed youth, especially those who aspire to a better future in a dark society full or social and economic contradictions. We have a government which fails to solve the social and Moroccan crisis in Morocco. The main victims are young people especially those who belong to families with low and limited income. This topic is very significant for the future of our young people and our nation in order to observe the degree of defectiveness in Moroccan businesses and Moroccan industry in general. Some might be shocked to see the reality of our national industry. The cause of problems is a lack of business qualifications and the economic authority and big lobby governs national industry. This only defends its own interests, using power and authority to plunder public monies. Billions of dirhams have been plundered from public institutions such as Crédit Agricole et Hôtelier, Banque Populaire, and CNSS. This has depleted the country's resources in the sea, in the Sahara (by the generals of the old and new eras) in terms of minerals mines, quarries and sands,. The government is rash to sell waqf lands at low prices to benefit the Moroccan regime and the octopus of ‘ONA’. Things are only worsened by the presence of an important category of families who monopolise some sectors such as banking, and Morocco lacks an industrial plan and has no clear vision in this field. It also misinforms Moroccan with unfounded figures taken from research institutes that depend on government funding and lack the independence. This is the case for the declaration of the government stating the decrease of the unemployment rate to 7% in a few months. This explains why the government is defending its incapacity in the field of employment and creating new job opportunities with figures contradicting reality. The government declared at the beginning of last year that it has implemented a plan to employ 200 thousand young people by establishing businesses and encouraging young people to establish them. The government has failed to do so. By August, it had employed five thousand young people and this is a low figure compared to

man Posted 2008-02-23

Salam alikoum. I ask the brothers to advise me on a business project. I want to set up a small project or small business but I don't know how. Please advise me.

mehdi kassid Posted 2008-03-18

Honestly I want to thank all the published comments and efforts made by the brothers in publishing this topic and opening the debate on it. My comment about this project is not a critical or negative comment about Muqawalati operation. But the problem is the aim of this initiative to help unemployed young people? Or reduce the rate of unemployment in Morocco? In reality, what I see is that the owners of the projects are already rich, so they don’t need to take a loan and invest…They can create job opportunities to unemployed young people…I don’t know what are the dimensions of this initiative, but if we want to boost the economy of our country. We must reform the foundation…

اشرف الزياني Posted 2008-04-14

Salam alikoum. Thank you for making this move towards opening the doors of dialog between the Maghreb's young people, to exchange ideas, discuss and debate and why not communicate with each other. I hope from the bottom of my heart that God grants you all success in the union between you. Those with ambition and talent can be assisted by those who have money. And the illiterate can be assisted by the learned. And everything you lack, you will find it in your brother. If we don’t succeed in returning to our values and principles, the neighbour and his weight, the brother and his value and the friend and his true meaning, we cannot move towards progress and development. Anyway, thank you for this appreciated work. May God reward with good on our behalf. Peace, mercy and blessings of God be upon you.

lahcen Posted 2008-05-14

Greetings- there is nothing which will be of any use to you. If you want to work, roll up your sleeves. Have the existing businesses done any good? Everything is fraudulent, so do some fraud as well if you want to work. This is the solution. This is all we have...

lfizibl Posted 2008-05-23

We ask the administrators of the programme to clarify to me Muqawalati programme on the internet.

Ali_Ahmed Posted 2008-07-04

Hi, I also presented a project for Moukawalati in the region of Oujda. Fortunately, I was selected in the second round, only after having been eliminated by the noble commission, the members of which I disappointed from my very first word. I notice that the commission was saving a number of installation sites at the ZI, and, because I presented a competitive project with innovative techniques in this field, I was accepted the second time. The problem is that the banks—except BP—place obstacles before you. If you ever have to go to DH bank, your file will be rejected on the spot. But, what is unfortunate is that other banks are also involved in this farce with Moukawalati: their doors are closed and they will tell you not to bother them or they will turn you away. This is a shame for the region and for the government.

houhou Posted 2008-07-05

A programme for marketing illusion. This is just another lie which can be added to Anajat issue. The message is clear. The state can’t do anything now.

moha Posted 2008-08-10

Personally, I am completely against all of these comments. I am from Agadir and I am a recipient of one such project. I registered with Moukawalati and everything proceeded in my favour. I did not even have problems with the bank. The bank responded to me within the month. Then, I started my company. Now, the bank has offered me a loan of 330,000 dirhams and now I'm moving into my space. By God, I swear that this is the truth.

سعيد Posted 2008-10-07

You are right because the projects of Moroccan young people aren’t easily accepted. You always need a mediator, offer bribery and so on in Morocco. But as long as you are in Morocco, you shouldn’t be surprised.

samir de taounat Posted 2008-12-05

The Moukawalati programme is not a lie. One should be patient. He should act as if he submitted nothing. I am like you. It has been nine months since I submitted the file. But this is real. One thing the Moukawalati office does is make you reach the bank then it drops you. But it should act with you.

jawad Posted 2008-12-23

Hi- I am a young Moroccan, age 21. I have a degree in finance and accounting. I live in Oued Zem. I think that the Moukawalati programme is a good one and that it is going to make some steps towards our development.

جواد Posted 2009-02-04

Moukaoualati programmes was the dream of every Moroccan young man and the hope to get out of unemployment. Unemployment which is terrible and not endured by sons of officials. However, this programme became an illusion. I don’t know how this happened. Moreover, aid to submit the final file of the project is offered to applying young people only if they offer bribery and then you have to wait. If you are a farm, son of communal lands, you don’t have the right to funding. Everything in this country remains a dream if we have the right to dream. May God consider our situation.

fatima Posted 2009-02-15

This site is very good for Moroccans.

nonossa Posted 2009-02-23

I want to ask whether there is an assistance from Moukawalati to support agriculture and agricultural productions. Or is it just interested in the third sector?

Mounir Posted 2009-03-07

In my opinion, I think that the state is looking for some not-so-good solutions for young graduates. It is also very important to say that media is playing with these young people’s feelings of success. They choose examples and projects that are extraordinary cases and clearly so. We need be very mindful of this.

oissife Posted 2009-03-12

I am a boy, age 20. I have the bac. I would like you to help me to start a small oil processing company (for example: Wad Souss olive oil).

ارفود الامل الضائع Posted 2009-03-17

We are sorrowfully wondering about the fate of projects which were accepted within Moukawalati programme by competent committees in the region of Mekness Tafilelt since the beginning of the programme to mid-2008 especially in the region of Errachidia where the number of projects, 31, which financial institutes refused to fund without motives.

سارة Posted 2009-04-08

I hope from my heart that everything goes well, young people enjoy felicity, old men will rest from fatigue, children will take their rights, there will be an end to fraud, the oppressed will be granted justice, and our country becomes a great one for everyone. We must work and fight things which harm our brothers. We must change. We must think of morals before material things. We should not forget that God is the best provider. No matter how we look to make a living living for ourselves, we will only get what God bestowed on us. So it is better that we work for the welfare of others. We shouldn't just think of ourselves. Our religion recommends morals and work. Each one should accompany the other in parallel so that we will all enjoy felicity. Stop thinking of personal interest. It is the cause of all problems. I hope readers will pray sincerely for this nation, for us its sons to make progress and develop with work and morals.

younes Posted 2009-04-11

This programme is blocked at several levels. First of all, I will pose the heads of small and medium-sized Moroccan businesses the following questions: Were you also obliged to present the banks these infamous business plans for a loan the same way all the poor, young graduates now have to fill out with all their pseudo-financial fantasies? When you read on Moukawalati’s website all of these stupid things like “business identity” or “commercial organisation”, doesn’t the business developer need to know in advance all of his clients and indicate the prices for buying and selling his future products and raw materials? And what about when they ask for the cost of leasing?

mohsin oujda Posted 2009-04-16

Salam alikum. My request is addressed to officilas in charge of Moukawalati programme. Stop lying to young people. Why do you waste the time of young people. You push them to the bank and in the end you tell them their projects aren't accepted.

hassan Posted 2009-05-14

Salam alaikoum, borthers- You made me lose all hope in doing or even thinking about a project with Moukawalati. Shouldn’t the acronym be “There is nothing” in Morocco???

سمية Posted 2009-06-19

I have a diploma in modern design and dressmaking. I want to set up a small business in this sector. I want to know: how can Moukawalati help me? Thank you.

HICHAM - Casablanca Posted 2009-07-16

By God I can't understand this. Is this Moukawalati or something else?

رشيد السقالي Posted 2009-08-29

A hypocrite government. Its programs are deceptive. They mock unemployed people because Moroccan officials have no conscience. They are cowards. They are only concerned about their personal interests. I am one of the victims of Moukawalati program. I wasted away a lot of money on these lies announced by the unsuccessful government of Abbas Al Fassi.

youness Posted 2009-09-21

Long live Morocco and all of the Moroccans! Happy Eid!

asa3i ila rida lah Posted 11 days ago

Salam alikum. God bless the brothers and their comments. But I have one comment about them. We must stop disregarding our powers and undermining morale. If the programme is the result of the failure of the Fassi government, we the Moroccan people are united and must face this failure. We shouldn't just watch and remain without action while we are alone on the bank of a river full of crocodiles. As young people who dream of establishing themselves and achieving part of their dreams, we must resist and not swallow the sourness of our marginalization. I hope that everyone who joins this Fassi policy which calls for setting up enreprises and developing jobs, whether those who benefited or didn't benefit, would try to set up e-associations for example open a room in paltak for discussion so that we can communicate. Thank you. May God grant success to everyone.